THEBOOLEAN / TOOLS / SIP
Free calculator
SIP calculator
By TheBoolean Studio · Reviewed 2026-10 · Free forever
Small monthly sums compound quietly. Enter monthly SIP, expected annual return and years — invested, gains and maturity update live.
₹23,23,391maturity
Invested₹12,00,000
Est. gains₹11,23,391
Maturity value₹23,23,391
THEBOOLEAN® — theboolean.in/tools
SIP projection
Generated 2026-10-04
| Monthly SIP | ₹10,000 |
| Return | 12% p.a. |
| Years | 10 |
| Invested | ₹12,00,000 |
| Est. gains | ₹11,23,391 |
| Maturity | ₹23,23,391 |
Figures are computed from publicly available formulas and public-domain data. TheBoolean does not hold, validate or warrant any third-party data, rates or outcomes. Estimates only — not financial, tax or legal advice. Confirm with a qualified professional.
Questions
How is SIP maturity calculated?
FV = M × (((1+i)^n − 1) ÷ i) × (1+i), monthly compounding at i = annual ÷ 12. Assumes constant returns — markets never are.
Are SIP returns guaranteed?
No. Mutual fund returns vary; past performance never promises future results. This is a planning estimate, not advice.
What return should I assume?
Use a conservative number below long-term equity averages. Optimistic inputs produce comforting lies.